Many homeowners approach us with the same story, “we paid our insurance premiums for many years and never made a claim, and now the insurance company has told us that they are denying our claim. Now their concern is how can I afford to hire an attorney if I already can’t afford to fix my home?

The answer is simple in Louisiana. Penalties and Attorney fees provisions in the insurance code make up the difference. Both La R.S. 23: 1892 and La R.S. 23: 1973 can be used by homeowners to pay for attorney fees in addition to fixing their home.

Louisiana's Private Works Act (PWA) was amended to reflect modified notice requirements, deadlines, definitions, and processes for parties to follow. These revisions do not change the purpose of the PWA, which offers certain statutory claims for payment to parties that perform work on private construction projects, but impact the details protecting the preservation of claims.

If your company would be interested in accepting credit cards, Montiel Hodge can help you adjust your contract to ensure legal compliance and profitability for your company.