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Grant Emerson Grant Emerson

How Assignments of Benefits (AOB) Impact Insurers

Assignment of benefits, commonly referred to as AOBs, are agreements that enable a third party to file an insurance claim, make certain decisions, and directly bill an insurer on behalf of a policyholder.

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Grant Emerson Grant Emerson

All You Need to Know About Assignment of Benefits

When most people purchase insurance, they concentrate on what the insurance will cover, not how they’ll make the payments. When you sign an assignment of benefits agreement, you bypass dealing with an insurance company’s claims department and allow the benefits to be paid directly to the provider.

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Sarah Lopes Sarah Lopes

About the Longshore and Harbor Workers Compensation Act

The LHWCA is a federal law that provides compensation, medical care, and vocational rehabilitation to employees injured while working in navigable waters of the United States. Compensation is also available for those working in loading, unloading, repairing, or vessel building. For example, a docks accident would qualify for compensation.

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Grant Emerson Grant Emerson

Is Hearing Loss Covered Under the Defense Base Act and the Longshore Act?

The reason that hearing loss due to work may be covered under the Defense Base Act or the Longshore Act is that these two industries are known for working with machines that create excessive noise. Contact a defense attorney at Montiel Hodge if you have an employee with occupational hearing loss claims.

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Sarah Lopes Sarah Lopes

Libel vs Slander: Key Components of a Defamation Lawsuit

Libel and slander are two types of defamatory statements. Libel is written, while committing slander is done orally. A defamatory statement qualifies as a falsely stated fact that causes injury or damage to the statement’s subject. A defamation statement must be negligently or intentionally communicated or published to a third party to qualify for a defamation lawsuit.

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Sarah Lopes Sarah Lopes

Defending Insurance Claims: Finding the Right Attorney

In the face of disaster, many people automatically expect that insurance companies will be on their side, helping them with honest practices, dependable policies, and fair payouts.

This isn’t always the case, though. So, when is it time to get an insurance defense attorney involved?

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