As of July 1, 2024, new laws govern how hurricane claims are to be handled by insurance companies and importantly their policy holders. It is important to note that these new laws place different obligations on insurance companies and homeowners. A notable change also places increased duties and obligations upon you, the insured. Montiel Hodge is here to help you navigate these changes.

What Louisiana Contractors need to know: Changes to AOB and payment for work performed after Hurricane Francine.

Mark Montiel secures big win for AOB contractors in insurance litigation.

Homeowners in Louisiana know that rebuilding after a natural disaster involves a number of complex legal and insurance issues. Insurance for accidents and property insurance is crucial in getting work done on your home, as are the contractors hired to do the work.

If you need help with a legal issue surrounding the process of rebuilding in Louisiana, Montiel Hodge is the firm for you. Get in touch with our expert attorneys today.

Toxic torts can be a complicated matter to pursue in court, and oftentimes, these cases go into significant depth concerning the actions that took place, the defendant’s responsibility, and other factors to consider.

Let’s cover the basics of toxic torts and defending toxic torts.

An AOB, or assignment of benefits, is a form or clause that allows contractors and repair professionals to work directly with an individual’s insurance company when work is needed. While this may take some of the burden off your plate in the short term, there are a few things you need to know before signing this type of agreement.

Assignment of benefits, commonly referred to as AOBs, are agreements that enable a third party to file an insurance claim, make certain decisions, and directly bill an insurer on behalf of a policyholder.

When most people purchase insurance, they concentrate on what the insurance will cover, not how they’ll make the payments. When you sign an assignment of benefits agreement, you bypass dealing with an insurance company’s claims department and allow the benefits to be paid directly to the provider.

The LHWCA is a federal law that provides compensation, medical care, and vocational rehabilitation to employees injured while working in navigable waters of the United States. Compensation is also available for those working in loading, unloading, repairing, or vessel building. For example, a docks accident would qualify for compensation.

The reason that hearing loss due to work may be covered under the Defense Base Act or the Longshore Act is that these two industries are known for working with machines that create excessive noise. Contact a defense attorney at Montiel Hodge if you have an employee with occupational hearing loss claims.