Hurricane Insurance Litigation Law Firm in Louisiana
Insurance Companies are not your friends. Stay in touch with Montiel Hodge, a professional team of Louisiana hurricane damage lawyers, to prepare you for the next hurricane if you reside in New Orleans, Houma, Lake Charles or anywhere on the I-10 corridor. We're here to help you navigate the ins and outs of insurance recovery so you can recover and rebuild more quickly.
Hurricane Damage
Attorney Louisiana
Hurricanes can leave costly property damage in their wake. Their unpredictable nature causes many in Louisiana to flee their homes to seek safety. But what happens when residents are unable to return because the extent of the damage left behind is so devastating? How quickly can you and your family recover from such losses?
Hurricane-related insurance litigation is complex and often overwhelming for home, business, and other property owners. If you need a reliable hurricane damage lawyer in Louisiana, look no further than the lawyers at Montiel Hodge. Our experienced attorneys have litigated Gulf Coast hurricane-related claims since Hurricane Katrina. Fortune 500 companies, small businesses, individuals, and families trust us to litigate their different insurance-related disputes diligently.
These storms are powerful and frightening, but the aftermath of dealing with home and business repairs and an unsympathetic insurance company can turn into a true nightmare. While we can't change the complex damage, a severe storm can do and the complications that result, we can put our expertise to work for you.
Our Unique Hurricane Litigation Approach
Montiel Hodge tailors their approach to each client and their unique circumstance. As many hurricane damage claims as there are, no two are identical. Our attorneys recognize this and adjust their legal plans accordingly. We strive to reach the best possible outcomes for our clients while avoiding unnecessary and costly legal options.
Adverse consequences are best avoided through early intervention. The sooner you contact us, the sooner we can get to work helping you solve your issue involving your storm insurance claims.
What is the Disaster Designation for Hurricane Ida in Louisiana?
Residents and property owners involved in federally declared disasters can claim disaster-related casualty losses on their federal income tax return for the year in which the event occurred or the previous year.
Individuals can also deduct personal property losses not covered by insurance or other reimbursements. Filers should use the Disaster Designation, "Louisiana - Hurricane Ida," in bold letters at the top of the form and include the disaster declaration number, FEMA 4611-DR, on their return.
What Happens if My House is Destroyed in a Hurricane?
If your house is destroyed in a hurricane, like many homeowners experienced with Ida, you must contact an experienced hurricane damage attorney as soon as possible. They can examine your Louisiana hurricane coverage and ensure you receive all the benefits you are entitled to per your policy. Often, these policies will pay for temporary housing while your home repaired.
What Can You Claim After a Hurricane?
After a hurricane, you can generally file a property damage claim for the following types of losses if they apply to your situation:
Loss of use (your home or business is so damaged it's currently unusable or unhabitable)
Personal belongings or inventory
Structural damage
Interior and exterior damage
Do Hurricane Damage Claims Count Against You?
While a hurricane claim may not count against you, it can impact all policyholders. Since many homeowners and businesses can be affected by a hurricane, it doesn't generally count against them. However, the insurance company is likely to pay out large sums of money on the resulting claims, triggering an increase in premium rates for all policyholders.
How Does Insurance Work in Louisiana After a Hurricane?
After a hurricane, insurance claims can be complicated. You may be entitled to receive funds to help pay for your living expenses while you are displaced from your home or business. Taking pictures or videos of your belongings and the damage done to your property is essential. You should also take specific steps to mitigate further damage, such as boarding over damaged doors or removing items from flood waters. It's in your best interest to meet with a seasoned hurricane claims lawyer as soon as possible after discovering your home or business has been damaged. They can help direct your next steps and increase your chances of a full and fair recovery.
How Much Can Insurance Losses Amount After a Hurricane?
Insurance losses can be insurmountable after a hurricane. Keep in mind, however, that you won't receive more from your insurance company than the value of your policy. Depending on your property, whether a home or a business, what you had inside, and any other damaged structures, your losses could amount to hundreds of thousands or even millions of dollars. Hurricane Ida is responsible for causing approximately $65 billion in damages.
You Have the Right to Fight Back Against Insurance Companies Acting in Bad Faith
Although many people carry insurance for hurricane losses, sometimes recoveries are limited by problems with insurance companies. One-sided denials, vague delays, and underpayments are common issues for policyholders like you. If you need help with a problematic hurricane insurance claim, don't hesitate to reach out. The lawyers at Montiel Hodge have represented everyone from Fortune 500 companies to individuals in various Louisiana bad faith insurance law disputes. As a result, we understand the stress and complexity of the damage a storm can do and the complications that can arise.
Call the Attorneys at Montiel Hodge Today
Suppose Hurricane Ida or any other hurricane damaged your home, business, or different types of property. Perhaps your claim has even been denied or delayed. In that case, our team of hurricane attorneys in Louisiana can help. We offer free, no-obligation consultations, so fill out the form below or contact us today!
(504) 323-5885
Contact Us For Hurricane Litigation Guidance